Home Loans
Make Property Ownership a Reality — With the Right Financial Partner
Whether you are buying your first home, investing in property, releasing equity, or refinancing for better terms, SSP Global Prime Business Hub helps you access competitive UAE home loan options tailored to your needs. Our experts simplify the mortgage process by comparing offers from multiple UAE-licensed banks and guiding you toward the right solution, helping you save time, reduce costs, and make confident financial decisions.
Home Loan Solutions We Provide
New Home Purchase
Finance for ready or off-plan residential property across Dubai and the UAE
Equity Release
Unlock the value built in your existing property for investment or personal needs
Mortgage Refinance
Transfer your existing mortgage to a lender offering a better rate or reduced tenure
Buy-to-Let Mortgage
Investment property financing structured around rental income generation
UAE Nationals
Dedicated mortgage options for UAE national buyers with enhanced LTV ratios
Expat Mortgages
Structured mortgage access for non-national UAE resident buyers
Key Features
- Loan tenures of up to 25 years for maximum repayment flexibility
- Competitive fixed and variable interest rate structures compared across 10 or more banks
- Loan-to-value ratios up to 80% for UAE nationals and up to 75% for expatriates on first property
- Available for ready properties, off-plan developments, and existing mortgage transfers
- No upfront advisory fee — charged only on successful mortgage approval and disbursement
Why Choose SSP Global Prime Business Hub for Your Home Loan?
Independent Mortgage Advisory
We work for you — not for any single bank. Our recommendations are based entirely on what delivers the best terms for your specific financial situation and property goals.
Multi-Bank Access
Access to 10 or more UAE-licensed mortgage lenders from a single consultation. We compare rates, LTV ratios, eligibility criteria, and processing timelines on your behalf.
Full-Spectrum Mortgage Services
From initial profile assessment and pre-approval to final mortgage registration, we support every stage of the home loan process.
UAE National and Expat Specialists
Deep experience in structuring home loans for both UAE nationals and expatriate buyers, including free zone employees and non-listed company staff.
Refinance and Equity Release Experts
Already own a property? We identify whether refinancing or equity release can improve your financial position — and structure the right solution.
No Upfront Fees
Free initial consultation and full mortgage assessment. Our advisory fee applies only after successful mortgage approval and disbursement.
Eligibility Criteria
- UAE resident or UAE national with valid Emirates ID
- Minimum monthly income as required by the lending bank — typically AED 3,000
- Age 21 to 65 years at loan maturity
- Property must be located in the UAE and meet the bank's approved property criteria
- Employed minimum 3 to 6 months with current employer
- Satisfactory AECB credit score as assessed by the lending bank
Documents Required
- Valid passport with UAE residence visa
- Valid Emirates ID
- Latest 3 months bank statements showing salary credits
- Salary certificate or employer salary transfer letter
- Property documents — title deed, sale and purchase agreement, or offer to purchase
- Proof of down payment or existing equity